Free Financial Calculator Tools — Tax, Salary, Investing
Accurate, fast, and free financial calculators for everyone. Whether you are backing out sales tax from a receipt, calculating your take-home pay after tax, or projecting long-term dividend growth, our tools provide instant results with no registration required. Every calculator is updated for 2026 rates across the US, UK, Canada, and Australia.
Reverse Tax Calculator
Calculate the original pre-tax price from any price-inclusive total. This tool is essential for business owners and shoppers who need to back out sales tax, VAT, or GST. Supports all 50 US states, UK VAT (20%), Australia GST (10%), Canada GST/HST (all provinces), and custom tax rates for any country worldwide.
Canada HST Calculator
The definitive tool for Canadian sales tax. Instantly add or remove HST, GST, and PST from any amount. Pre-configured with verified 2026 rates for all 13 provinces and territories, including Ontario (13%), British Columbia (12%), Quebec (14.975%), and Alberta (5%). Essential for Canadian freelancers and small businesses.
Reverse HST Calculator Canada
Quickly find the pre-tax price for any Canadian transaction. This dedicated reverse calculator handles GST, HST, and PST for every province. Simply enter the final total and select your province (like Ontario 13% or NS 15%) to see the tax breakdown. Perfectly suited for bookkeeping and filing business expense claims.
Compound Interest Calculator
Visualize the power of compounding on your savings and investments. Enter your starting balance, monthly contributions, and expected interest rate to see your wealth grow over time. Features a detailed year-by-year breakdown and a comparison between your contributions and the total interest earned over the decades.
Salary Calculator
Calculate your exact net take-home pay after all government deductions. Our salary tool handles UK PAYE/NI, US Federal/State taxes, Australian ATO rates, and more. Enter your gross annual pay to see your monthly, bi-weekly, and weekly cash in hand. Updated for the latest 2026 tax brackets and social security thresholds.
Hourly to Annual Calculator
Instantly convert your hourly wage into a full annual salary. This tool provides a comprehensive breakdown of your earnings across different time periods—annually, monthly, bi-weekly, weekly, and daily. It also estimates your take-home pay after tax, helping you understand the real value of a job offer or pay raise.
Salary to Hourly Calculator
Convert any annual salary to a precise hourly rate. Ideal for freelancers, contractors, and employees negotiating new contracts. Enter your annual pay and work hours to see exactly what you earn per hour, day, and week. This tool accounts for standard work weeks and helps you compare salary offers more effectively.
Overtime Pay Calculator UK
Calculate your extra UK earnings for working beyond your standard hours. Whether you are paid time-and-a-half, double-time, or a custom multiplier, this tool shows your total gross pay for the period. Perfect for NHS staff, retail workers, and anyone in the UK working varied shifts who wants accurate pay projections.
Credit Card Payoff Calculator
Discover the true cost of your credit card debt and build a plan to escape it. Our AI-enhanced calculator shows exactly how much interest you will pay and when you will finally be debt-free. Compare different monthly payment strategies and see how much time and money you save by paying more than the minimum.
Historical Inflation Calculator
Track the eroding power of inflation with our historical CPI calculator. Using official US Bureau of Labor Statistics (BLS) data from 1900 to 2024, you can see exactly how much any dollar amount from the past is worth in today's money. Essential for understanding long-term price changes, wage growth, and the real value of historical costs.
US Paycheck Calculator
Get a precise estimate of your US take-home pay with our 2026 paycheck tool. This calculator accounts for Federal Income Tax, Social Security (OASDI), Medicare, and state-specific income taxes for all 50 US states. Simply enter your gross pay and filing status to see exactly how much cash will hit your bank account on payday.
Canadian DRIP Dividend Calculator
Model dividend reinvestment growth in your TFSA, RRSP, or non-registered account. Includes Canadian eligible dividend tax credit calculations, provincial tax rates for all 10 provinces, popular ETF presets (XDIV, VDY, ENB.TO, SCHD), Chart.js portfolio growth visualization, and AI-powered personalized investment advice.
Roth vs Traditional 401k Calculator
Decide which retirement account is best for your future. This tool compares Roth 401k and Traditional 401k contributions side-by-side. By analyzing your current tax bracket versus your expected retirement tax bracket, we show you which option results in more after-tax wealth. Make an informed choice about your retirement strategy today.
US Overtime Pay Calculator
Accurately calculate your US overtime pay according to federal and state labor laws. This tool handles the standard time-and-a-half rule (FLSA) plus complex state-specific rules like California's daily overtime (after 8 hours) and double-time (after 12 hours). Ensure you are being paid correctly for every extra hour you work.
BC GST + PST Calculator
Calculate the combined impact of GST (5%) and PST (7%) on your British Columbia purchases. This tool handles both adding tax to a net price and removing it from a gross total. Stay on top of your BC sales tax calculations with 2026 verified rates. Essential for shoppers and small business accounting in BC.
Alberta GST Calculator
Alberta has the lowest sales tax in Canada, with no provincial PST and only 5% federal GST. Our calculator makes it easy to add or remove this 5% tax from any amount. Whether you are buying a car or calculating business expenses in Calgary or Edmonton, get the exact tax breakdown instantly with our 2026 verified tool.
Nova Scotia HST Calculator
Nova Scotia charges 15% HST — the highest in Canada. Add or remove HST from any price instantly.
Quebec GST + QST Calculator
Calculate Quebec sales tax: GST 5% + QST 9.975% = 14.975% combined. Add or remove tax instantly.
Manitoba PST Calculator
Calculate Manitoba sales tax: GST 5% + RST 7% = 12% combined. Add or remove tax from any price.
Saskatchewan PST Calculator
Calculate Saskatchewan sales tax: GST 5% + PST 6% = 11% combined. Add or remove tax from any price.
New Brunswick HST Calculator
Calculate New Brunswick 15% HST instantly. Add or remove tax from any purchase. 2026 verified rates.
Newfoundland HST Calculator
Calculate Newfoundland & Labrador 15% HST instantly. Add or remove tax from any purchase.
PEI HST Calculator
Calculate Prince Edward Island 15% HST instantly. Add or remove tax from any purchase.
Yukon GST Calculator
Yukon has no provincial sales tax — only 5% federal GST applies. Calculate instantly.
NWT GST Calculator
Northwest Territories has no provincial sales tax — only 5% federal GST applies.
Nunavut GST Calculator
Nunavut has no provincial sales tax — only 5% federal GST applies.
Canada Income Tax Calculator
Calculate your 2026 federal and provincial income tax. Includes CPP, EI, and personal tax credits for all provinces.
Canada Salary Calculator
See your exact net take-home pay in Canada after all deductions. Supports all 13 provinces and territories.
Canada Bonus Tax Calculator
Find out how much of your bonus you actually keep after the "bonus tax" hit. Calculate federal and provincial withholdings.
Canada Capital Gains Calculator
Calculate tax on your investment gains. Supports the 2026 inclusion rate and provincial tax brackets.
Canada CPP & EI Calculator
Calculate your exact Canada Pension Plan (CPP) and Employment Insurance (EI) contributions for 2026.
Canada RRSP Tax Savings Calculator
See how much you save in tax by contributing to your RRSP. Calculate your refund based on your marginal tax rate.
Canada FHSA Savings Calculator
Calculate the tax benefits of the First Home Savings Account (FHSA). See your tax savings and growth projections.
Brutto Netto Rechner Österreich
Berechnen Sie Ihr monatliches Nettoeinkommen in Österreich für 2026. Berücksichtigt Sozialversicherung und Lohnsteuer.
Bruto Netto Calculator Nederland
Bereken uw netto salaris in Nederland voor 2026. Inclusief loonheffing, vakantiegeld en pensioenbijdrage.
Retirement Savings Calculator
See exactly how long your Canadian retirement savings will last. Enter your savings, monthly spending, CPP/OAS income, expected return, and inflation rate for an instant month-by-month projection. Includes confidence score, Chart.js balance visualization, scenario comparison, and AI-powered retirement insights.
Country-Specific Calculators
Calculators pre-loaded with local cards, rates, and rules for your country.