Privacy Policy

Last updated: April 1, 2026

Cashluom ("we", "us", or "our") operates cashluom.com. This Privacy Policy explains what information we collect when you visit our website, how we use it, and your rights under applicable data protection law including the UK GDPR and EU GDPR.

1. Information We Do NOT Collect

All calculator inputs run entirely in your browser. When you enter a salary, tax rate, credit card balance, or any other financial figure into a Cashluom calculator, that data is processed locally using JavaScript and is never sent to our servers. We do not store, log, or transmit any of your financial inputs.

We do not require you to create an account, and we do not collect your name, email address, or any personally identifiable information unless you contact us directly.

2. Information We Collect Automatically

Like most websites, we collect certain technical information automatically when you visit:

  • Usage data: Pages visited, time spent, referral source, and general geographic region (country/city level), via Google Analytics 4.
  • Device data: Browser type, operating system, and screen resolution — used to improve the site's mobile and desktop experience.
  • IP address: Logged temporarily by our web server for security purposes and automatically anonymised by Google Analytics before storage.

3. Cookies

We use the following types of cookies:

  • Analytics cookies (Google Analytics 4): These help us understand which pages are popular, where our visitors come from, and how people use the site. Analytics data is aggregated and anonymised. You can opt out at tools.google.com/dlpage/gaoptout.
  • Advertising cookies (Google AdSense): We display adverts through Google AdSense to help fund the site. Google may use cookies to serve ads relevant to your interests. You can manage ad preferences at adssettings.google.com.
  • Preference cookies: A lightweight cookie stores your dark/light mode preference so it persists between visits. No personal data is stored in this cookie.

You can disable cookies in your browser settings at any time, though some site features (such as theme preference) may stop working.

4. How We Use Your Information

We use automatically collected data solely to:

  • Understand how the site is used and improve our tools and content.
  • Identify and fix technical errors.
  • Monitor site security and prevent abuse.
  • Serve relevant advertising through Google AdSense.

We do not sell, rent, or share your data with any third party for marketing purposes.

5. Third-Party Services

We use the following third-party services, each governed by their own privacy policies:

6. Data Retention

Google Analytics data is retained for 14 months by default. Web server access logs are retained for up to 30 days for security purposes. If you contact us by email, we retain that correspondence for as long as necessary to resolve your query.

7. Your Rights (UK & EU GDPR)

If you are located in the UK or European Economic Area, you have the following rights regarding any personal data we hold about you:

  • Right of access: Request a copy of the data we hold about you.
  • Right to rectification: Ask us to correct inaccurate data.
  • Right to erasure: Ask us to delete your data where there is no compelling reason for its continued processing.
  • Right to object: Object to processing based on legitimate interests or for direct marketing.
  • Right to restrict processing: Ask us to pause processing of your data in certain circumstances.

To exercise any of these rights, email us at hello@cashluom.com. We will respond within 30 days. You also have the right to lodge a complaint with the UK Information Commissioner's Office (ICO) at ico.org.uk.

8. Children's Privacy

Cashluom is not directed at children under the age of 13. We do not knowingly collect personal data from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top. Continued use of the site after changes constitutes acceptance of the updated policy.

10. Contact

For any privacy-related questions or data requests: