Canada Capital Gains Calculator
Calculate tax on your investment gains. Supports the 2026 inclusion rate and provincial tax brackets.
About the Canada Capital Gains Calculator
Calculate your capital gains tax in Canada. Currently, 50% of your capital gains are taxable, meaning only half of the profit you make from selling investments is added to your taxable income.
How does this calculator work?
This tool uses up-to-date mathematical formulas and tax rates to provide an accurate estimate. It runs completely in your browser using JavaScript, meaning your financial data is never sent to our servers. Simply enter your numbers into the inputs above, and the calculations will update instantly.
Why use this tool?
Financial clarity is essential for making good decisions. Whether you are budgeting for the month, estimating your tax liability, or planning for retirement, our calculators give you the precise numbers you need without having to rely on complex spreadsheets.
What Is This Calculator?
The Canada Capital Gains Calculator accounts for the significant 2024 tax changes that persist into 2026. While 50% of gains are still taxable for most, gains exceeding $250,000 per year are now subject to a 66.67% (2/3) inclusion rate. The formula is Taxable Gain = (Gains up to $250k × 0.5) + (Gains above $250k × 0.667).
When Should You Use This Tool?
- You are selling a secondary property or cottage and need to estimate the tax
- You are rebalancing a non-registered investment portfolio with large gains
- You are selling shares in a private business or corporation
- You want to see if spreading a sale over two years saves you money
- You are planning an inheritance or estate transfer involving capital assets