Cashluom Blog

Financial guides, tax tips, and calculator tutorials

Alberta Tax Guide 2026: The "Alberta Advantage" Explained
TAX

Alberta Tax Guide 2026: The "Alberta Advantage" Explained

Alberta is the only province without PST and has one of the highest basic personal amounts. See how much you save by living in Alberta compared to Ontario or BC.

Udit Tiwari Udit Tiwari 8 min read
Quebec Tax Guide 2026: Understanding QST, Income Tax, and RL-1 Slips
TAX

Quebec Tax Guide 2026: Understanding QST, Income Tax, and RL-1 Slips

Quebec has a unique tax system with its own provincial return and a 14.975% sales tax. Learn how the Quebec tax abatement works and what to expect in 2026.

Udit Tiwari Udit Tiwari 12 min read
The Canada Dividend Tax Credit Explained — How to Pay Less Tax on Dividends
TAX

The Canada Dividend Tax Credit Explained — How to Pay Less Tax on Dividends

Dividends from Canadian corporations are taxed differently than salary. Learn about the gross-up and tax credit mechanism for eligible and non-eligible dividends in 2026.

Udit Tiwari Udit Tiwari 9 min read
HST for Small Business in Canada: When to Register and How to File
TAX

HST for Small Business in Canada: When to Register and How to File

Do you need to register for GST/HST? Learn about the $30,000 small supplier rule, how to collect tax, and how to claim Input Tax Credits (ITCs) to save money.

Udit Tiwari Udit Tiwari 11 min read
Moving for Work or School? How to Claim Moving Expenses in Canada
TAX

Moving for Work or School? How to Claim Moving Expenses in Canada

If you moved at least 40km closer to work or school, you can deduct your moving costs. Learn which expenses qualify and how to maximize your 2026 tax refund.

Udit Tiwari Udit Tiwari 7 min read
Canada Child Benefit (CCB) 2026: Everything You Need to Know
TAX

Canada Child Benefit (CCB) 2026: Everything You Need to Know

The CCB is a tax-free monthly payment to help with the cost of raising children. See the 2026 payment schedule and how much you could receive based on your family income.

Udit Tiwari Udit Tiwari 8 min read
The FHSA 2026 Guide: How to Save for Your First Home Tax-Free
INVESTING

The FHSA 2026 Guide: How to Save for Your First Home Tax-Free

The First Home Savings Account (FHSA) is the best way for Canadians to save for a down payment. Learn about contribution limits and the tax-free "in and out" benefit.

Udit Tiwari Udit Tiwari 10 min read
FHSA vs RRSP: Which Should You Use for Your First Home Down Payment?
INVESTING

FHSA vs RRSP: Which Should You Use for Your First Home Down Payment?

Comparing the First Home Savings Account (FHSA) to the RRSP Home Buyers' Plan (HBP). See why the FHSA is often the superior choice for young Canadians in 2026.

Udit Tiwari Udit Tiwari 9 min read
Working as a Contractor in Canada? Here is Your 2026 Tax Guide
TAX

Working as a Contractor in Canada? Here is Your 2026 Tax Guide

Self-employed tax in Canada can be complex. Learn about T2125 forms, business expenses, and how to prepare for your 2026 tax filing as a freelancer or contractor.

Udit Tiwari Udit Tiwari 12 min read